This website is an advertisement. We are not an insurance company or agency. Calls are connected to a licensed insurance agent.

Homeowners & drivers

Paying Too Much for Home & Auto Insurance? Compare Quotes With a Licensed Agent

Call to review the homeowners and auto coverage you have now. A licensed insurance agent can compare your options and help you decide whether switching is the right fit. There is no obligation to change policies.

  • Home & auto quotes
  • Ask about bundling
  • English

How a call works

Three simple steps. You stay in control of whether you request quotes or switch coverage.

1

Call the number on this page

Use the button to reach a licensed insurance agent. You are placing the call — we do not use a form or send an outbound sales call from this page.

2

Talk through what you have now

A licensed agent can review your current home and auto policies, including limits, deductibles, and any questions you want to ask, in a straightforward conversation.

3

Compare options and decide

The agent can prepare comparison quotes. If another option looks like a better fit, you can choose to switch. If not, you can keep what you have. The choice is yours.

Home and auto together

If you insure both a home and a vehicle, you can ask the licensed agent about quoting them as a package.

One conversation

Share the basics of both policies on the same call so the agent can look at your household coverage in one place, rather than piece by piece.

Ask about a bundle

Some insurers offer a multi-policy option when home and auto are written together. Availability depends on the agent, the insurer, and your situation.

No promised discount

A bundle does not automatically mean a lower price. Premiums, eligibility, and any multi-policy benefit vary. We do not guarantee savings or a successful switch.

Policy terms, in plain language

Insurance language can be hard to parse. A licensed agent can walk you through the terms on a quote so you can choose coverage that fits your needs and budget. The short descriptions below are general introductions only — they are not advice about what you should buy, and wording varies by policy.

Comprehensive

On many auto policies, comprehensive is the part that may help with vehicle damage from events other than a crash with another car — for example theft, vandalism, hail, or hitting an animal. Your policy controls what is included.

Collision

Collision is typically the part that may help repair or replace your vehicle after a crash with another vehicle or object, subject to your deductible and the policy terms.

Deductibles

A deductible is the amount you agree to pay out of pocket on a covered claim before the policy pays. Higher or lower deductibles can change your premium. An agent can show you how that trade-off looks on a quote.

Medical payments

Some auto policies include medical payments coverage, which may help with certain medical costs for you or your passengers after an accident, depending on the policy. Ask the agent whether it appears on a quote and what it would cover.

What you can ask about

This campaign is focused on comparing homeowners and auto insurance. The licensed agent who answers may also be able to discuss other personal lines, if those products are offered and available to you.

Homeowners

Review the coverage on your house or residential property and compare it with a new quote from a licensed agent.

Auto

Compare the car insurance you have now — including liability, deductibles, and optional coverages — with updated quotes.

Life

If it is relevant to you, ask whether the agent can discuss life insurance options. Availability varies, and this site does not sell life insurance.

Motorcycle & recreational

You can also ask about coverage for a motorcycle or other recreational vehicle, if the agent offers those products in your area.

Ask about discounts. On the call, you are welcome to ask whether any discounts may apply to your situation. Eligibility and amounts vary by insurer and by person. Discounts are not guaranteed, and we do not advertise a savings figure.

A licensed agent, on your side of the conversation

The person who picks up is a licensed insurance agent — not a representative of this advertising website.

Personal, and professional

Expect a clear, respectful conversation about your current policies and what you want from a quote. The goal is to make the options understandable, not to rush a decision.

Built for a lasting relationship

Many agents look to work with clients over the long term — answering questions at renewal, after a move, or when your household changes — not only on the first call.

Licensed, and in English

Calls are intended for people comparing homeowners and auto insurance in the United States and are answered in English during the hours listed on this page. Hours can vary; if you reach a recording, follow the instructions or try again during posted times.

What to have nearby

You can still call if you do not have everything in front of you. These items simply help the agent compare your current policies more accurately.

Current policies

Your homeowners and auto declarations pages, or a recent bill that shows limits, deductibles, and the renewal date.

Vehicle & property basics

The address of the home, and for each vehicle the year, make, model, and VIN if you have it.

Driver details

A driver’s license and a general sense of who is on the policy and how the vehicles are used.

Questions you want answered

Jot down anything you want explained — deductibles, bundling, discounts, or a coverage term you have seen on your current policy.

Questions people ask

Straight answers about who we are and what happens when you call.

Is this an insurance company or an insurance agency?

No. This website is an advertising service operated by The James R. Whelan Agency, LLC (Pay Per Call Now). We are not an insurance company, insurance agency, or insurance broker, and we do not sell, solicit, or negotiate insurance. When you call, you are connected to a licensed insurance agent.

Who will I talk to?

A licensed insurance agent. That agent — not this website — is responsible for quotes, explanations of coverage, and any policy you may later decide to buy. This site is not affiliated with any insurance carrier.

Do you guarantee I will pay less if I switch?

No. We do not promise savings, a lower premium, or that you will be able to change companies. Quotes, discounts, and availability vary by person, location, and insurer. A licensed agent can show you the numbers that apply to you, and you can decide what to do.

Is there a cost to call?

The call is free to you. Standard phone-carrier rates from your own phone plan may apply.

What if I do not want to switch?

That is fine. The call is a chance to compare, not a commitment. You can keep your current policies.

When can I call, and in what language?

Typical hours are Monday through Friday, 8:30 a.m. to 5:30 p.m., and Saturday by appointment. Calls are answered in English. Please confirm the time zone and any holiday schedule on the call if you are unsure. Hours may vary.

Will you text or call me later from a form on this site?

No. This page does not include a callback form. If you want to speak with an agent, you place the call yourself using the number on this page.

Ready to compare your home and auto insurance?

Call a licensed insurance agent and review your options. No obligation to switch.

Call (561) 596-8473

Monday–Friday 8:30 a.m.–5:30 p.m. · Saturday by appointment · English

Call (561) 596-8473